Unlock seamless, secure, and efficient payment processes using our advanced PayTo technologies.
Modernise your payments today. Whether it’s one-time or recurring digital direct debit agreements, Azupay simplifies real-time payments by adhering to PayTo consent terms, ensuring a hassle-free experience for both businesses and customers.
Now is the perfect time to eliminate payment dishonours, streamline operations, and cut costs. Experience a faster, safer, and smarter way to get paid with Azupay and PayTo.
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What is PayTo?
PayTo is a real-time, account-to-account payment method built on Australia’s New Payments Platform (NPP). It allows businesses to initiate and manage direct debit-style payments directly from customers’ bank accounts, providing more control and transparency for both parties. Customers authorise and manage payments through their banking app, offering a modern alternative to traditional methods.
PayTo supports one-time account-to-account payments for bills, recurring payments for subscriptions, and ad-hoc payments without needing new agreements each time. This flexibility makes it ideal for businesses looking to streamline payments while offering customers greater convenience.
Why Choose Azupay + PayTo?
In today’s fast-evolving payments landscape, delivering an exceptional payment experience is critical to customer satisfaction and operational efficiency. Azupay + PayTo offers a seamless, account-to-account payment solution designed to simplify transactions, reduce costs, and eliminate the friction often associated with traditional payment methods.
With Azupay’s PayTo solution, businesses can break free from the limitations of direct debit and transition to a payment method that’s truly built for the future. Our intuitive, out-of-the-box platform is powered by smart APIs, providing an effortless user experience and enabling quick integration with your existing systems. This means a faster time-to-market and no need for complex custom development—just a smooth, hassle-free setup that’s as reliable as it is advanced.
The way businesses pay and get paid has evolved
Until now, Australian businesses have relied heavily on costly and inefficient payment methods like direct debit and credit cards. This changes with PayTo.
Eliminate dishonours, streamline processing and reduce costs with a faster, safer and smarter way to get paid. With PayTo your customers receive a superior account-to-account payment experience helping you to build trust, loyalty and improved customer retention.
How can PayTo help your business?
Fixed Recurring
For regular fixed recurring payments like subscriptions, repayments or loans.
Variable Recurring
PayTo can cater to recurring, variable payment amounts such as energy or telco bills where the amount may depend on the actual usage of service.
One-off Payment
PayTo is the fastest and safest way to perform a one-off account-to-account transaction. Online, at point of sale or via a paper or pdf bill, the funds are settled immediately.
How it Works
Azupay are specialists in real-time payments and the first to offer an Australian made consumer-to-business payment solution using the New Payments Platform (NPP) and PayID.
We provide a fast, efficient and cost-effective way for Australians to pay and get paid in real-time, 24/7, 365 days a year.
No further approvals are required for future payments
PayTo streamlines payments
Azupay was proud to facilitate the first ever end-to-end PayTo transaction in Australia on initial launch in July 2022.
Start your real-time payments journey today.
Our team is dedicated to providing prompt and helpful responses to all inquiries. We look forward to hearing from you.
